Boat Loans
From tinnies to cruisers, get on the water sooner with a low-rate Allfund boat loan. Check your rate in 90 seconds.
Simple terms. No hidden fees.
Early repayment fee
Pay off early and save on interest — there's no penalty.
Monthly fee
Simple, transparent pricing. Never any hidden extras.
Loan durations
Choose a repayment term that suits your lifestyle.
Max loan amount
Borrow from $5,000 up to $75,000.
What is a boat loan?
A boat loan is finance used to purchase a watercraft, such as a motor boat, yacht, jet ski or tender. Allfund boat loans can be secured against the vessel for a lower rate, or unsecured if you'd prefer not to use it as collateral.
What you can use it for
- New boats from a dealer
- Used boats from a private seller
- Jet skis and personal watercraft
- Yachts and sailboats
- Tinnies and tenders
- Boat refinancing
Start with an obligation-free quote
No paperwork required and no impact to your credit score. Get all the important information you need before you apply.
Personalised rate
Check your rate and repayments before you apply.
Borrowing power
Calculate the maximum amount you can borrow.
Eligibility check
Confirm you're eligible before you apply.
Same-day funds
If you proceed, we offer funding in as little as 60 minutes.
Low rates that beat the banks.
Get a better deal with our bank-beating rates.
Comparison rates are based on a $30,000 unsecured loan over 5 years. Rates are indicative only and last updated for illustrative purposes.
Frequently asked
Can I buy a boat privately?
Yes. Allfund finances both dealer and private boat sales, provided the vessel meets our lending criteria.
Do you finance jet skis?
Yes — jet skis and other personal watercraft are eligible for an Allfund boat loan.
Is the loan secured against the boat?
It can be. Securing the loan typically gets you a lower rate. Unsecured options are also available.
"Quick, easy and hassle free. I was pleasantly surprised how easy the process was — and being able to make extra repayments without penalty is a big bonus."
LindaVerified CustomerNeed a loan for something else?
Ready to get a quote?
Find out your rate and repayments in under 90 seconds.