Car Loans
Whether it's a brand new car or a used one from a private seller, get a personalised rate in 90 seconds — with no impact to your credit score.
Simple terms. No hidden fees.
Early repayment fee
Pay off early and save on interest — there's no penalty.
Monthly fee
Simple, transparent pricing. Never any hidden extras.
Loan durations
Choose a repayment term that suits your lifestyle.
Max loan amount
Borrow from $5,000 up to $75,000.
What is a car loan?
A car loan is finance you use to buy a vehicle, paid back in regular instalments. Allfund car loans can be secured against the vehicle for a lower rate, or unsecured if you'd prefer not to use the car as collateral.
What you can use it for
- New cars from a dealer
- Used cars from a dealer
- Private vehicle sales
- Refinancing an existing car loan
- Motorbikes and scooters
- Caravans and campers
Start with an obligation-free quote
No paperwork required and no impact to your credit score. Get all the important information you need before you apply.
Personalised rate
Check your rate and repayments before you apply.
Borrowing power
Calculate the maximum amount you can borrow.
Eligibility check
Confirm you're eligible before you apply.
Same-day funds
If you proceed, we offer funding in as little as 60 minutes.
Low rates that beat the banks.
Get a better deal with our bank-beating rates.
Comparison rates are based on a $30,000 unsecured loan over 5 years. Rates are indicative only and last updated for illustrative purposes.
Frequently asked
Is a secured car loan cheaper?
Usually yes. Securing the loan against the vehicle reduces our risk, so we can offer a lower interest rate.
Can I buy a car privately?
Yes. Allfund car loans can be used for dealer or private sales, as long as the vehicle meets our lending criteria.
How old can the car be?
We finance most vehicles up to 12 years old at the end of the loan term. Get a quote to check eligibility for your chosen vehicle.
"Quick, easy and hassle free. I was pleasantly surprised how easy the process was — and being able to make extra repayments without penalty is a big bonus."
LindaVerified CustomerNeed a loan for something else?
Ready to get a quote?
Find out your rate and repayments in under 90 seconds.