Personal loan

Personal Loans

Check your interest rate, repayments and maximum loan amount in 90 seconds — with no impact to your credit score.

Variable rate from6.49%p.a.
Comparison rate from7.19%p.a.
Get a quoteNo impact to your credit score
Australian couple reviewing personal loan finances on a laptop at home

Simple terms. No hidden fees.

$0

Early repayment fee

Pay off early and save on interest — there's no penalty.

$10

Monthly fee

Simple, transparent pricing. Never any hidden extras.

1-7 years

Loan durations

Choose a repayment term that suits your lifestyle.

$50,000

Max loan amount

Borrow from $5,000 up to $50,000.

Australian couple reviewing personal loan finances on a laptop at home

What is a personal loan?

A personal loan from Allfund is an unsecured loan you can use for almost anything — from consolidating debt and covering bills to funding a major life event. You don't need to use your assets as collateral, and you can choose a repayment term that suits your lifestyle.

What you can use it for

  • Major purchases
  • Life events and milestones
  • Unexpected expenses
  • Renovations and upgrades
  • Refinancing existing debt
  • Education and self-development

Start with an obligation-free quote

No paperwork required and no impact to your credit score. Get all the important information you need before you apply.

Personalised rate

Check your rate and repayments before you apply.

Borrowing power

Calculate the maximum amount you can borrow.

Eligibility check

Confirm you're eligible before you apply.

Same-day funds

If you proceed, we offer funding in as little as 60 minutes.

Low rates that beat the banks.

Get a better deal with our bank-beating rates.

Allfundfrom 7.19% p.a.
CommBankfrom 8.64% p.a.
ANZfrom 8.18% p.a.
NABfrom 8.54% p.a.
Westpacfrom 8.40% p.a.

Comparison rates are based on a $30,000 unsecured loan over 5 years. Rates are indicative only and last updated for illustrative purposes.

Frequently asked

How much can I borrow with a personal loan?

You can apply to borrow between $5,000 and $50,000 with Allfund. The amount you're approved for depends on your income, expenses and credit profile.

How fast can I get the funds?

If your application is approved and you accept your loan, funds can be in your account in as little as 60 minutes.

Will checking my rate affect my credit score?

No. Getting a quote with Allfund uses a soft credit check and has no impact on your credit score.

"Quick, easy and hassle free. I was pleasantly surprised how easy the process was — and being able to make extra repayments without penalty is a big bonus."

LindaVerified Customer

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Find out your rate and repayments in under 90 seconds.

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