Medical Loans
Check your interest rate, repayments and maximum loan amount in 90 seconds — with no impact to your credit score.
Simple terms. No hidden fees.
Early repayment fee
Pay off early and save on interest — there's no penalty.
Monthly fee
Simple, transparent pricing. Never any hidden extras.
Loan durations
Choose a repayment term that suits your lifestyle.
Max loan amount
Borrow from $5,000 up to $50,000.
What is a medical loan?
A medical loan is an unsecured personal loan designed to help you cover healthcare expenses. It can be used for planned treatments or unexpected medical bills — and because it's unsecured, you don't need to use your assets as collateral.
What you can use it for
- Dental and orthodontic work
- Cosmetic procedures
- Elective surgery
- IVF and fertility treatment
- Specialist consultations
- Pet surgery and vet bills
Start with an obligation-free quote
No paperwork required and no impact to your credit score. Get all the important information you need before you apply.
Personalised rate
Check your rate and repayments before you apply.
Borrowing power
Calculate the maximum amount you can borrow.
Eligibility check
Confirm you're eligible before you apply.
Same-day funds
If you proceed, we offer funding in as little as 60 minutes.
Low rates that beat the banks.
Get a better deal with our bank-beating rates.
Comparison rates are based on a $30,000 unsecured loan over 5 years. Rates are indicative only and last updated for illustrative purposes.
Frequently asked
What can I use a medical loan for?
Medical loans can be used for almost any healthcare expense — from dental and cosmetic work to specialist treatment, elective surgery or veterinary care.
Do I need to provide quotes from my provider?
No — funds are deposited into your bank account so you can pay your healthcare provider directly.
How quickly can I get the funds?
Approved customers can receive funds in their account in as little as 60 minutes.
"Quick, easy and hassle free. I was pleasantly surprised how easy the process was — and being able to make extra repayments without penalty is a big bonus."
LindaVerified CustomerNeed a loan for something else?
Ready to get a quote?
Find out your rate and repayments in under 90 seconds.